For homeowners weighing a cash sale
WholeSellIn is an independent guide for homeowners who are considering selling to a cash buyer, “we buy houses” company or wholesaler. We explain how those offers are calculated, what questions to ask, and when listing with an agent may get you more.
Independent educational site · Not a real estate broker · We do not buy, sell or list properties
We email when new seller guides are published. We do not make offers on houses.
Many investors start from the home’s estimated after-repair value (ARV), take a percentage of it (the well-known “70% rule” is a common rule of thumb), then subtract their repair estimate. A wholesaler who plans to assign the contract also subtracts their fee. That is why cash offers are usually well below what a renovated home next door sold for.
A lower price is not automatically unfair: you may be trading money for speed, certainty, no repairs, no showings and no commission. The key is to know the trade-off you are making.
If yes, you are dealing with a wholesaler who will find the real buyer. Ask what happens if they cannot.
Earnest money should be held by a title company, not the buyer.
A long period lets the buyer walk away while your house is off the market.
Use an established, independent title company and check your settlement statement before closing.
If you are facing foreclosure, a HUD-approved housing counselor can review your options at no or low cost.
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